Factoring really is that simple. Since Capital Partners is purchasing your customer’s invoice, we typically do not require financial statements or tax returns from you – instead, Capital Partners reviews your invoices and the credit-worthiness of each of the customers you wish to factor. Any business that requires working capital for any reason can benefit from invoice factoring.

Rapid growth can often create a cash crunch when receivables delay the revenue necessary to fund the growth. With factoring, you can compete in larger, more profitable orders since your growth results in immediate cash. As your sales increase, more money is immediately available to you, enabling you to meet rising demand. Unlike a line of credit, factoring is the only source of financing that grows with your sales and gives you unlimited funding.

Factoring allows you to safely and confidently offer extended credit terms to your customers to make it easier for them to buy from you. Our extensive credit database also gives you information about potential customers and discreetly enables us to effectively monitor existing customers’ credit status.

Factoring may allow you to take advantage of early payment discounts. Many times there is a 2% savings when you pay your supplier’s bill within 10 days. Being a good paying customer to your supplier may also result in discounts in raw materials and priority status.

Factoring will help you build and improve your credit score. It is not a loan and does not create a debt or adversely affect your balance sheet. Improving your bottom line makes it easier to obtain other types of financing or ultimately sell your business.

As part of our service to you, we manage and monitor your accounts receivable and provide you with detailed cash management reports. This releases you from collection calls and eliminates or reduces back office staffing expenses.