Factoring is the simple process of selling your accounts receivables to Capital Partners. Instead of waiting 30, 60 or even 90 days to get paid, Capital Partners buys your invoices from you for a nominal fee and you get paid within 24 hours. We then wait to get paid from your customer.

Slow paying customers and rapid growth are the primary reasons for factoring. Typically, companies need to improve their cash flow and getting paid faster is a cost-effective strategy – through factoring.

Capital Partners works with businesses of all sizes and will work with any business that requires working capital for any reason. We serve all industries but feature specialists in the manufacturing, transportation, cable, staffing, and government industries.

Capital Partners has streamlined the approval and qualification process for your convenience. By completing one simple form – our Client Profile – along with any necessary support documentation, you will quickly receive a competitive proposal that, once accepted, will result in funds being deposited directly into your account within hours. Capital Partners does not typically require financial statements or tax returns from you – instead, Capital Partners reviews your invoices and the credit-worthiness of each of the customers you wish to factor.

No. There are no volume or minimum requirements. Unlike other factoring companies, Capital Partners does not increase your rate if you do not meet minimums. We do not employ “teaser rates”, but instead offer the most competitive rates in the industry, guaranteed. Our accounts receivable programs are designed to assist businesses requiring $5,000-$2,000,000 per month in instant growth capital.

No. At Capital Partners, you decide which customers you’d like to factor. Add new customers as you please and as your customer base grows. We work with each of your customers in a professional and courteous manner and want to make this process as simple as possible.

Within hours of receiving your application, we will send you a rate proposal. If it is accepted by you, we conduct due diligence and may request some documentation. Initial funding can be the next day. The faster we receive all the documents we need and have the necessary signed documents returned, the faster we get you funded.

You choose which clients you want to factor. We determine the amount of credit that can be extended.

Capital Partners routinely collects from most customers without a problem. However, occasionally, a customer will not pay an outstanding invoice and the invoice may be considered not collectable or “beyond recourse”. Invoices such as these may be charged back to you to recover non-payment amounts by your customer, unless you choose a Non-Recourse Program.

 

When you choose a Non-Recourse program and your customer becomes insolvent, we take the risk so you don’t have to.

Typically, it’s just a few cents of each dollar. Capital Partners will outline a couple of options and you pick what works best for you and your company – customized programs are available. We are here to help you along the way and it’s important to us that you have all your questions answered and options to choose from. We pride ourselves on offering the lowest rates in the industry. If you come across rates lower than ours, we will be happy to match any competitor’s price.

All factoring companies are NOT the same. Capital Partners is the nation’s leading invoice factoring provider – funding over a billion dollars to thousands of businesses nationally. Our pledge to provide you with superior customer service, the highest integrity, and the most competitive rates the industry can offer has resulted in our being rated the #1 Factor Company three years in a row. Capital Partners guarantees no hidden fees and no teaser rates. We provide straightforward solutions to your cash flow needs.