Welcome to Our Business Resource Center

As you continue to grow and build your small or medium-size business, Capital Partners hopes you take full advantage of our online Business Resource Center. Whether your business focuses on oil & gas, staffing, machine shops, janitorial, or manufacturing & distribution, or any other industry-specific business, let us help provide you with critical business and financial assistance information.

During the recent credit meltdown and economic recession, the small business community has been underserved and even ignored by traditional lending sources. But as a market leader in invoice financing and accounts receivable funding, Capital Partners believes in the importance of providing small businesses with a high-level education in General Business Finance, Traditional Lending, Asset-Based Lending and Small Business Administration Loan Programs.

Our Business Resource Center allows you to become familiar with the ins and outs of business loans and financial programs and what these valuable resources provide your business. We accept the corporate responsibility that comes with our prominent position in the asset-based lending industry and hope that the following information, links and resources are helpful and provide clear insight into some of your questions and concerns.

Business Assistance

Starting Your Business

Starting a business involves talent, commitment, strategic planning, motivation and key financial decisions that will determine just how quickly — and successfully — your business will grow. These first mission-critical steps in the building process are crucial to setting you on the right path in your niche market. Key questions to ask yourself when starting your business include:

  • Why am I starting a business?
  • What personal skills and talents can I use to my advantage?
  • Who are my strategic partners?
  • What financial resources can I utilize for my business?

According to the U.S. Small Business Association, there are 10 key steps to follow when starting a business. Learn More

Running Your Business

Determining the legal structure of your business will take some research. Whether you plan to operate as a sole proprietorship, partnership, C Corp., S Corp., or LLC depends on the liability you are willing to assume, the type of business you operate, your tax situation, and your need for capital and financing. For start-up operations, utilizing traditional financing sources, such as lending institutions, isn’t always possible. In this case, some business owners take advantage of alternative funding sources, such as invoice financing or accounts receivable funding. Other important operational factors to consider include staffing plans and the type of business insurance you will maintain. And remember to always operate using a detailed business plan. Learn More

Marketing Your Business

Marketing your business to current and potential customers is an important part of your business growth. To do so, you must identify your target market, have an integrated marketing startegy (Branding, Social Media, offline/online, etc), be familiar with your competitors, and then determine targeted marketing campaigns that make an immediate impact. All of these efforts require funding capital. Learn More

Get To Know S.C.O.R.E.

The Service Corps of Retired Executives (SCORE) is a nonprofit organization that provides small business counseling and training under a grant from the U.S. Small Business Administration (SBA). SCORE members include more than 13,000 retired business men and women who assist aspiring entrepreneurs and small business owners. There are currently more than 360 SCORE chapters are available to entrepreneurs and business owners in every U.S. state. Learn More

Financial Assistance

SBA Lending

As small businesses increasingly find creative ways to fund operations, either through traditional or alternative funding services, the U.S. Small Business Associations (SBA) continues to provide valuable financing resources. The SBA’s partnerships with lenders, community development organizations and microlending institutions provide U.S. small businesses and entrepreneurs with strategic funding solutions. Learn More

Bank Lending

Many small businesses obtain financial loans through banks or other commercial lending institutions. Although these types of loans are oftentimes difficult to quality for if your business is new, terms are generally straightforward. Types of banking loans include term loans, which are funded upfront and paid back over time, or lines of credit, which are qualified by the bank and then utilized by the business when needed. Bank lending fees often apply in these cases, including interest rates and origination fees. Learn More

Asset Based Lending

Asset-based lending is increasingly being used by small and medium-sized businesses across the U.S. to quickly grow their businesses. The benefits of this alternate financing method include a quick and easy client approval process, cash in hand within hours, and no required collateral. To generate immediate cash on hand, accounts receivable factoring (also known as debt factoring or invoice financing), can provide much-needed financial resources for your business’ marketing goals when traditional methods aren’t available. Learn More

Private Lending

Private lending has skyrocketed in the past few years due to stressed economic conditions and the inability for small businesses to secure traditional bank loans. The benefits of this type of lending program include a less complex and time-consuming loan qualification process compared to traditional loans, lower fees and closing costs, and customized loan terms. However, when private lending is secured, a high return on investment is generally expected and the low is usually set on a shorter term. Learn More